Frequently Asked Questions

Have questions? Totally normal—most homeowners do. Below is a concise roundup of the most common questions we hear, along with straight-to-the-point answers. If something isn’t covered here, contact us anytime and we’ll be happy to help.


Q: Will you be listing my house on the MLS or actually buying it?

A: We’re not real estate agents and we don’t list houses. At Valley Home Offers, we’re professional home buyers. We buy houses in Sacramento that meet our purchasing criteria using our own funds—no bank financing—so you don’t have to worry about the deal falling through. After we purchase, we may repair the property and resell it, or keep it as a rental.


Q: How are you different from a real estate agent?

A: Agents list your property, show it to prospective buyers, and get paid a commission only if your home sells—often 3–6% of the sale price. The average MLS sale can take months, includes showings, inspections, and financing/appraisal hurdles.

We’re different. Valley Home Offers buys your house directly. We pay cash, skip bank approvals, and can make a decision quickly—sometimes the same day. We earn a profit later by taking on the risk, making repairs, and reselling or renting the property ourselves.

Quick comparison:

Selling with a Sacramento AgentSelling Direct to Valley Home Offers
Commissions / FeesUp to 6%, paid by youNone
Who Pays Closing Costs?Usually ~2% paid by youOften paid by us
Inspection & Financing ContingenciesCommon; deals can fall throughNot needed
Appraisal RequiredTypically yesNo—cash offer
Average Time to Sell~60–120+ daysFast—cash offer ASAP
ShowingsMultipleOne (just us)
Closing Date30–60+ days after offerYour choice
RepairsNegotiated after inspectionWe buy as-is & handle repairs

Q: Do you pay fair prices for properties?

A: We typically buy at a discount. In exchange, sellers get speed, certainty, and convenience—no showings, no repairs, no commissions, and a quick closing. If that trade-off fits your goals, we’ll work to reach a win-win, no-pressure price. Remember, our offers are no obligation—it’s useful to know what we can pay even if you decide not to sell.

Want a deeper dive? Grab our FREE guide comparing selling to an investor vs. listing with an agent vs. FSBO, including typical costs and timelines.


Q: How do you determine the price you’ll offer?

A: We’re an open book. We consider:

  • Location and neighborhood trends
  • Condition and needed repairs/updates
  • Comparable sales (recent nearby sales for similar homes)
  • Our holding/repair/resale costs and a reasonable profit

With those inputs, we craft a fair cash offer that works for both you and us.


Q: Are there any fees or commissions to work with you?

A: No. When you sell directly to Valley Home Offers, there are no commissions or hidden fees. We often cover most or all closing costs, too. We make our money after we purchase the property, invest in repairs, and eventually resell or rent it. You walk away without the burden of the property—and with cash in hand.


Q: Is there any obligation when I submit my information?

A: Zero obligation. Tell us about your property, and we’ll evaluate it, possibly schedule a quick call or visit, and then present a fair, all-cash offer. You decide—no pressure, no contracts required to get an offer.


Ready to See What We Can Offer for Your House?

Fill out the quick form below to receive a no-hassle, no-obligation, all-cash offer.

Prefer to talk? Get your FREE guide and then call us at (916) 848-2213. We’ll walk you through what your home might be worth and what Valley Home Offers can offer today with our Cash Offer Program—serving homeowners in Sacramento who want a faster, simpler sale.

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(916) 848-2213